Introduction

These Terms and Conditions (hereinafter referred to as the “Terms”) constitute a legally binding agreement between you and Winum, an online casino brand operated by Galaxy Byte Lab SRL under licence number ALSI-202508040-FI2, issued by the Government of the Autonomous Island of Anjouan, Union of Comoros. By accessing, registering for, or using any gaming products or services offered on the Winum website or related platforms (collectively, the “Services”), you confirm that you have read, understood, and agree to be bound by these Terms. The Terms apply to all real-money and demo play, all bonuses and promotions, all payment transactions, as well as any communication you may have with our support team. This document is designed to explain your rights and obligations, our responsibilities as the operator, and the rules governing the use of the Winum online VIP casino environment. You are encouraged to review these Terms carefully before opening an account or placing any wagers. If you do not agree with any provision of these Terms, you must not use the Services and should immediately cease accessing Winum.

The Terms should be read in conjunction with our Privacy Policy, KYC and AML Policy, Responsible Gaming Policy, Bonus Rules, and any specific game rules or promotional terms that may apply from time to time. In the event of any conflict between these Terms and any other document on the site, these Terms shall prevail except where explicitly stated otherwise. Winum may provide content in multiple languages for the convenience of players from different jurisdictions; however, for players in India, the prevailing language version of these Terms is English as used on Winum. These Terms may be updated periodically to reflect regulatory, technical, or operational changes and to maintain the highest standards of integrity and responsible gaming. It is your responsibility to remain informed of any updates, as continued use of the Services after changes are posted will mean that you accept and agree to the revised Terms.

Acceptance of Terms

By creating an account, clicking the “Register”, “Sign Up”, “I Agree” or similar button, or by accessing or using the Services in any manner, you are deemed to have accepted these Terms in full. Acceptance of the Terms indicates that you are legally capable of entering into binding contracts according to the laws applicable in your jurisdiction of residence and that you are not prohibited from using online gambling services. If you do not wish to be bound by these Terms, you must refrain from using the Services, and you should not proceed with registration, deposits, or gameplay. Your agreement to these Terms also includes your consent to Winum’s policies regarding responsible gaming, privacy, anti-money laundering, and fair play, which are all integral parts of the contractual relationship. Where you are using the Services on a device that is shared with others, you are responsible for ensuring that no unauthorised or underage person has access to your account or to the Services.

Acceptance of these Terms is ongoing and continuous for as long as you maintain a Winum account or continue to use the platform in any way. We reserve the right to request your explicit reconfirmation of acceptance if significant changes are made to the Terms or the operation of the Services. In such cases, failure to reconfirm acceptance may result in temporary restrictions on your account or the termination of your use of the Services. You acknowledge and agree that evidence of your use of the site, including login records, transaction history, and participation in games, will serve as conclusive proof that you have accepted and continue to accept these Terms. Any claim that you have not read or understood these Terms will not excuse you from your obligations or affect the validity of any actions taken by Winum in accordance with them.

Eligibility & Age Restriction (18+ only)

Use of the Winum online VIP casino Services is strictly limited to individuals who are at least 18 years of age or the legal age for gambling in their country of residence, whichever is higher. Underage persons are absolutely prohibited from registering, depositing, wagering, withdrawing, or using any part of the Services. By opening an account, you represent and warrant that you meet the applicable minimum age requirement and that you are not accessing the Services from any jurisdiction where online gambling is prohibited or restricted. Winum reserves the right to request proof of age and identity at any time, and to suspend or close accounts where adequate documentation is not provided or where we have reasonable grounds to suspect that the player is underage. All winnings and bonuses obtained by or for an underage person will be considered void, and any funds deposited may be retained or returned at Winum’s sole discretion, subject to applicable legal obligations.

We take the risks associated with underage gambling extremely seriously, particularly in relation to the financial, psychological, and social harm that may arise. Exposure to gambling at a young age may adversely affect brain development, encourage unhealthy attitudes towards risk, and cause long-term dependency issues. For this reason, we implement technological, procedural, and educational measures aimed at preventing minors from accessing the Winum platform. Parents and guardians are strongly urged to use parental control tools and to keep login details confidential, ensuring that children and teenagers cannot use their devices to access gambling services. Where Winum becomes aware of any attempt to circumvent age restrictions, including the use of forged documents, third-party accounts, or VPN/proxy services, we will immediately act to terminate access and may notify relevant authorities if required under applicable laws.

Account Registration

To participate in real-money games or claim bonuses at Winum, you must first complete the account registration process, which is mandatory for all users. Account creation requires you to provide accurate personal information, including but not limited to your full name, date of birth, country of residence, email address, and mobile number, as well as a strong password for secure access. You confirm that all information provided is truthful, complete, and up to date, and you agree to inform us promptly of any changes to your details. Winum permits only one account per individual, household, IP address, device, or payment method, in accordance with the platform rule that one account only is allowed and duplicate accounts are forbidden. Any attempt to create multiple or fictitious accounts, or to register on behalf of another person, is strictly prohibited and may result in the closure of all related accounts and forfeiture of funds.

Accounts are intended solely for personal, non-commercial use and may not be transferred, sold, or otherwise made available to third parties. You are fully responsible for maintaining the confidentiality of your login credentials and for any activity conducted under your account, whether authorised by you or not. If you suspect that your account credentials have been compromised, or that unauthorised access has occurred, you must immediately change your password and notify our support team at [email protected]. Winum shall not be liable for any losses or damages arising from access to your account by unauthorised persons due to your failure to keep credentials secure. We reserve the right to carry out verification checks at any stage, including Know Your Customer (KYC) verification, and to temporarily restrict the use of your account until such checks are satisfactorily completed. Failure to comply with verification requests within the specified deadline, or provision of inaccurate or misleading information, may lead to account suspension or closure.

Deposits & Withdrawals

To play for real money and participate in Winum promotions, you may deposit funds into your player account using any of the payment methods made available to you. All deposit and withdrawal methods are subject to availability in your jurisdiction, as well as internal risk and compliance checks, and we may amend the list of available methods at any time. Deposits must be made from payment instruments held in your own name; third-party payments, including those from friends, family, or businesses, are not allowed. Winum requires that the name on your Winum account matches the name on your payment method, and any mismatch may result in rejected transactions or additional verification. You agree that all funds deposited into your account originate from lawful sources and that you are not depositing money for the purpose of money laundering or any other illegal activity.

Withdrawals can be requested at any time, subject to your account having sufficient real-money balance and having met all wagering, KYC, and compliance requirements. As a general principle, Winum prefers to process withdrawals via the same method used for deposits, wherever reasonable and technically possible. We may conduct additional checks prior to approving withdrawals, including verification of identity documents, source of funds, and transaction history, especially where large or unusual transaction patterns are observed. Chargebacks, payment disputes, and unauthorised reversals are strictly forbidden, and we reserve the right to suspend or close accounts and to recover costs arising from such actions. You acknowledge that processing times for deposits and withdrawals may vary by method and that delays can arise from banking systems, payment processors, or compliance reviews.

Payment Methods Table

The following table provides a general overview of typical payment methods associated with Winum. Actual availability, limits, and processing times for players in India may differ based on your location, currency, and selected provider, and are always subject to change.

This table is illustrative and does not constitute a binding commitment regarding any specific method or timeframe. All deposits and withdrawals are subject to our payment rules, including AML monitoring, possible manual review, and KYC verification for first or significant withdrawals. Currency conversion may be carried out by your payment provider or by an intermediary at prevailing exchange rates, and Winum is not responsible for any losses due to exchange rate fluctuations or fees. No interest is paid on balances held in your Winum account, regardless of duration. Where we suspect any breach of these Terms, including fraud, money laundering, or misuse of payment systems, we may freeze funds and inform appropriate authorities where required.

Bonuses & Promotions

Winum may offer a range of bonuses and promotions, including but not limited to welcome package offers such as 100% + 150 Free Spins on the first deposit and subsequent offers like 50% + 100 Free Spins, 75% + 50 Free Spins, and others. All bonuses and promotions are governed by specific terms and conditions, including wagering requirements, validity periods, minimum deposits, maximum bets, and game contribution rules, which are published on the relevant promotion pages. By accepting a bonus, either by opting in during deposit or by manually activating it, you confirm that you have read and agreed to the applicable bonus rules. Wagering requirements generally range between 30x and 40x the bonus amount or bonus plus deposit, as indicated in the respective promotion. Bonuses and associated free spins are time-limited; for example, bonus funds may be valid for 7–14 days, and free spins might expire within 24 hours of activation.

You may check the status of your active bonuses at any time by visiting the “My Account → Bonuses” section, where you can see bonus balances, wagering progress, remaining wagering requirements, and bonus statuses (active, pending, completed, or expired). If wagering is not completed within the specified timeframe, the bonus and any associated winnings may be forfeited. Certain games may be excluded from bonus wagering or may contribute only a reduced percentage towards wagering requirements; it is your responsibility to familiarise yourself with these rules before playing. Maximum bet limits may apply while a bonus is active, and breaching bet limits, using betting strategies designed to abuse bonuses, or engaging in low-risk, no-risk, or extended play tactics may be treated as bonus abuse. Winum reserves the right to withhold or revoke any bonus, to void winnings, and to block participation in future promotions where evidence of bonus abuse, collusion, or violation of these Terms is identified.

No bonus or promotion is intended to provide guaranteed returns or to be used as a means of laundering money or circumventing any financial regulations. Promotions are offered at Winum’s sole discretion and may be modified, suspended, or withdrawn at any time, including for reasons related to fairness, technical integrity, or legal compliance. Where a promotion is found to contain obvious errors or typographical mistakes, Winum may correct or withdraw the offer without prior notice, and any bets placed under such erroneous terms may be voided. Participation in loyalty or VIP programmes, including any Winum VIP casino offers, may be subject to additional invite-only rules and criteria, such as verified status, activity level, and risk assessments. In all cases, your continued eligibility for promotions depends on your full compliance with these Terms, responsible gaming expectations, and anti-fraud measures.

Game Rules

Each game offered on Winum, including but not limited to slots such as Aviator, Chicken Road 2, Wolf Gold, Gates of Olympus 1000, and other titles, operates according to its specific rules and paytable as provided by the software supplier. You are responsible for reviewing the instructions, paytables, and game rules before placing real-money bets, including understanding the betting options, payout structures, special features, and potential volatility. In the event of any discrepancy between the outcome displayed on your device and the game server results, the server results shall prevail as the final and conclusive record. If a game is interrupted due to technical issues, such as connectivity problems or system errors, the game’s built-in mechanisms and our technical logs will determine how the round is finalised or reversed. Winum cannot guarantee continuous availability or uninterrupted gameplay, and temporary downtimes may occur for maintenance, updates, or reasons beyond our control.

Live casino games, where available, involve real-time streams and human dealers, and may be subject to additional rules provided by the relevant provider. Any breach of etiquette, harassment of dealers or other players, or use of offensive language in live chat is strictly prohibited and may lead to chat suspension or account sanctions. Some games may be unavailable in specific jurisdictions or for certain users due to licensing or regulatory constraints, and we reserve the right to block access to any game without prior notice. Side bets, jackpot features, and bonus rounds within games may have different return-to-player (RTP) rates compared to the base game, and it is your responsibility to understand these features before participating. All bets placed and game outcomes are final once recorded by the server, except in the case of proven technical failures or malfunctions, which will be handled according to the malfunction policies of the game supplier and these Terms.

Fair Play & RNG

Winum is committed to ensuring that all virtual games are fair, unbiased, and based on certified random outcomes. The results of applicable games are determined by Random Number Generator (RNG) technology, which is supplied and tested by reputable and independent third-party laboratories where required by the licensing jurisdiction. The RNG ensures that each game round is independent and not influenced by previous outcomes, account balances, or betting patterns. You acknowledge that you have no control over the outcome of any game and that gambling inherently involves risk, with the possibility of losing the funds staked. Attempting to interfere with, manipulate, or reverse-engineer the RNG, gaming software, or game results is strictly prohibited and may result in account suspension, forfeiture of funds, and reporting to relevant authorities.

Any perception that a game is “due” for a win, or that certain strategies can override the mathematical design of games, is incorrect and should not guide your playing behaviour. Winum does not provide or support systems, tips, or strategies that claim to guarantee winnings or override the house edge. You are advised to approach all games as a form of entertainment, with outcomes determined purely by chance within the predefined RTP ranges. Where progressive or network jackpots are offered, these are funded by a small portion of each qualifying bet and may be shared across multiple operator sites; their rules, contributions, and payout mechanics are specified within the respective game information. In the event of an evident RNG malfunction, display error, or other technical problem affecting fairness, Winum reserves the right to void affected bets, cancel game rounds, and correct balances according to accurate records.

Responsible Gambling

Winum strongly promotes responsible gambling and seeks to provide an environment where players can enjoy casino games as a form of entertainment without experiencing harm. We recognise that gambling can pose serious risks when it is not controlled, including financial difficulties, emotional distress, relationship problems, and addiction. Our policies and technical tools are designed to help you manage your play, set personal limits, and seek support if you ever feel that gambling is no longer a fun and occasional activity. You are encouraged to treat money staked at Winum as an entertainment expense rather than a source of income, and you should never chase losses or gamble with funds that you cannot afford to lose. We firmly believe that responsible gaming is a shared responsibility between Winum and each individual player.

The use of the Winum online VIP casino or Winum online VIP casino features does not alter the fundamental nature of gambling risks; higher limits, loyalty rewards, or VIP benefits do not guarantee success and should not be used as an excuse to escalate betting recklessly. If you notice signs such as hiding your gambling, neglecting work or family responsibilities, borrowing to finance play, or feeling anxious or depressed about gambling, you should immediately consider using our available tools and contacting support. Our support team is trained to provide information about responsible gaming options and to direct you towards professional help organisations where necessary. Under no circumstances should minors be exposed to gambling content, and we actively discourage any social normalisation of underage gambling. We reserve the right to impose responsible gaming measures where we detect patterns that strongly indicate problematic behaviour, including but not limited to imposing deposit limits, session limits, or self-exclusion.

Tools & Features (table)

Winum offers a range of responsible gaming tools to support healthy play. The following table provides an overview of the key measures you can use on your account.

To activate or adjust any of these tools, you may visit the responsible gaming section of your account settings or contact customer support. Increasing limits may not take effect immediately and may be subject to cooling-off periods for your protection, whereas decreases in limits normally apply as soon as technically feasible. During self-exclusion periods, you must not attempt to create new accounts, and you agree that Winum will use reasonable efforts to prevent such activity, including blocking new registrations that match your personal details. While we implement robust measures, you also acknowledge that full effectiveness requires your cooperation and honesty in using these tools.

Support Resources

In addition to the technical tools described above, Winum provides access to information and resources aimed at supporting responsible gaming. Our website includes educational content explaining the risks of gambling, suggestions for setting budgets, and tips for maintaining control, such as not gambling when tired, stressed, or under the influence of alcohol or drugs. If you feel that your gambling is becoming problematic, you are encouraged to contact our support team via email or live chat for guidance on available measures, including self-exclusion and account closure. We may also, where appropriate, recommend that you contact independent support organisations that specialise in gambling-related issues.

Such organisations may include, for example, GamCare, Gambling Therapy, and Gamblers Anonymous, which provide confidential counselling, self-help materials, and support groups for individuals and families affected by gambling. We do not control or endorse the content of external websites, but we recognise their role in helping players address problem gambling. You may also wish to speak to a medical professional, psychologist, or local support service in your area if gambling has started to affect your mental or physical health. Remember that seeking help is a sign of strength, and early action can prevent more serious harm. For parents and guardians, information is available on how to prevent underage gambling and how to talk to young people about the risks of gambling and online gaming.

Prohibited Activities

In order to maintain a secure and fair environment, certain activities are strictly prohibited on the Winum platform. These include, without limitation, multiple account creation, fraud, use of fake or stolen documents, chargebacks, and any attempt to misuse bonuses or promotions. The use of bots, scripts, automated systems, or any software designed to gain an unfair advantage over other players or the house is strictly forbidden. Collusion between players, including sharing of card information, coordinated betting patterns, or other forms of cooperative cheating, is not permitted and may result in forfeiture of winnings and account closure. Attempts to manipulate or exploit system vulnerabilities, game bugs, or technical errors, as well as any form of money laundering or terrorism financing, are grave violations of these Terms.

You are also prohibited from using VPNs, proxies, or other masking technologies to conceal your real location, circumvent jurisdictional restrictions, or create the false impression that you are accessing from a permitted region. Harassment, abusive language, threats, or any form of offensive behaviour towards other players or our staff, including in live chat or email communication, will not be tolerated and may lead to sanctions. Any use of Winum for commercial purposes, including running betting syndicates, arbitrage operations, or third-party bankroll management, is not allowed unless explicitly agreed in writing by Winum. We reserve the right to retain part or all of your account balance and to share relevant information with appropriate authorities where we have reason to believe that criminal or fraudulent activity has taken place. Our decisions regarding the identification and handling of prohibited activities will be made in good faith and with reference to available evidence and internal policies.

Restricted Countries (table)

Due to licensing conditions, legal restrictions, and our internal risk policies, access to Winum may be limited or prohibited in certain countries or territories. The following table illustrates examples of restricted or potentially restricted jurisdictions. This list is not exhaustive and may be updated at any time.

If you are located in, permanently reside in, or are a citizen of a restricted jurisdiction, you must not register, deposit, or use the Services. It is your responsibility to ensure that your use of Winum complies with all applicable laws in your country or region. By using the Services, you confirm that you are not in a restricted jurisdiction and that you are not on any sanction or exclusion list that would prevent you from participating in online gambling. Should we determine that you have breached this requirement, we may close your account, void bets, and withhold or return funds as necessary to comply with legal obligations. We also reserve the right to block access to specific games, payment methods, or promotions in certain jurisdictions, even where overall access to the platform is permitted, in order to comply with local rules or provider restrictions.

Privacy & Data Protection

Winum acts as the data controller for personal information collected from players and is committed to protecting your privacy in accordance with applicable data protection laws and best practices. By using the Services, you consent to our collection, processing, storage, and use of your data as described in our Privacy Policy and these Terms. We collect personal data such as name, date of birth, contact details, device information, IP address, and transactional records for purposes including account management, payment processing, KYC and AML checks, responsible gaming monitoring, technical support, and marketing (where consent is given). Your data may be shared with carefully selected third parties, such as payment providers, KYC and AML service providers, analytics services, and legally authorised authorities, strictly on a need-to-know basis and under appropriate agreements.

Data is retained only for as long as necessary to fulfil the purposes for which it was collected and to meet legal, regulatory, and accounting obligations; in many cases, this retention period will be at least five years from account closure or last transaction, subject to local law. We may transfer your data internationally, including to countries that may not offer the same level of data protection as your home jurisdiction, but we will implement appropriate safeguards where required. You have certain rights regarding your personal data, which may include the right to access, correct, delete, or restrict processing of your data, the right to data portability, and the right to withdraw consent for marketing communications. Exercising these rights may be subject to verification and legal limitations, particularly where retention is mandated by regulatory requirements. Detailed information on our data protection practices and your rights is available in our Privacy Policy, and you may contact us for privacy-related inquiries using the channels provided on the site.

Cookies and similar technologies may be used on the Winum website to improve functionality, analyse traffic, remember preferences, and personalise content. You can manage cookie settings via your browser, but disabling certain types of cookies may affect the functionality and performance of the Services. We implement technical and organisational security measures to protect your data from unauthorised access, loss, or misuse, including encryption, access controls, and regular security assessments. While we strive to maintain high security standards, no system can be entirely immune from threats, and you also play a role in protecting your data by using strong passwords and securing your devices. Any suspected data breach or misuse of your personal information should be reported to us immediately so that we can investigate and, where required, notify relevant authorities and affected individuals.

Account Suspension & Termination

Winum reserves the right to suspend, restrict, or terminate your account at any time where we have reasonable grounds to believe that these Terms have been violated or that your continued use of the Services poses a regulatory, financial, or reputational risk. Grounds for suspension or termination may include, but are not limited to, provision of false information, failure to complete KYC checks, suspected fraud, chargebacks, bonus abuse, collusion, harassment, or use of VPNs in contravention of these Terms. During a suspension, you may be prevented from placing bets, depositing, withdrawing, or accessing certain features, while we conduct further investigations. We will endeavour to inform you of the reason for suspension or closure when permitted by law and not detrimental to ongoing investigations.

You may also request account closure at any time, either on a permanent basis or as part of a responsible gaming measure such as self-exclusion or time-out. Upon closure, any remaining real-money balance, subject to AML and legal requirements, will be paid out to you using an appropriate method, provided that you have complied with these Terms and completed all necessary verification steps. Inactive accounts, meaning those with no login or activity for a prolonged period (for example, 12 months), may be classified as dormant and may be closed or subject to administrative procedures in accordance with our internal policies and legal obligations. Any balance remaining on a dormant account may be handled in line with applicable unclaimed funds or dormant account regulations, which may include attempts to contact you or transfer of funds to relevant authorities. We are not responsible for any loss you may suffer as a result of closure or suspension undertaken in good faith and in accordance with these Terms.

Limitation of Liability

While Winum endeavours to provide a safe, secure, and enjoyable online casino experience, the Services are provided on an “as is” and “as available” basis, without any express or implied warranties. We do not guarantee that the site, games, or payment systems will operate without interruption, delay, or error at all times. To the maximum extent permitted by law, Winum shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Services, including loss of profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim related to the Services shall not exceed the amount of your deposits in the 30 days immediately preceding the event giving rise to the claim, and in no case shall it exceed the actual amount of funds held in your account at the relevant time.

We are not responsible for any failures or delays caused by events beyond our reasonable control, such as failures of telecommunications networks, power outages, cyberattacks, natural disasters, or acts of third-party providers. You acknowledge that you use the Services at your own risk and that gambling inherently involves the risk of losing money. You are solely responsible for your internet connection, device security, and compliance with local laws, and we shall not be liable for any losses arising from your failure to maintain adequate security or legal compliance. Nothing in these Terms shall exclude or limit liability for death or personal injury resulting from our negligence, or for any other liability that cannot be excluded or limited under applicable law. Should any part of this limitation of liability be found unenforceable by a competent authority, the remaining provisions shall remain in full force and effect.

Complaints & Dispute Resolution

Winum aims to provide high-quality services and to resolve any issues that may arise in a fair and timely manner. If you have a complaint relating to your account, transactions, game outcomes, or any aspect of the Services, you should first contact our customer support team via the official email [email protected] or via live chat where available. Please provide clear and detailed information, including your account ID, date and time of the issue, game or transaction reference, and any relevant screenshots, so that we can investigate effectively. We will acknowledge receipt of your complaint within a reasonable time and strive to provide a substantive response within the timeframes indicated in our internal policy, generally within 30 days, depending on the complexity of the matter.

Complaints relating to specific game rounds or technical incidents should be submitted as soon as possible and, in any case, within a reasonable period from the date of the event, so that logs and records remain available for review. We may request additional information or documentation to verify your account, identity, or the facts of the complaint; failure to provide requested information may limit our ability to investigate and may result in closure of the complaint. Winum will review complaints objectively and in good faith, taking into account technical data, game rules, and these Terms, and will communicate the final decision to you along with the reasoning where feasible. If you remain dissatisfied with our response, you may have the option to escalate the matter to an independent body or competent authority in the licensing jurisdiction, where such mechanisms are available. Information about external dispute resolution options, if applicable, may be provided upon request.

Governing Law

These Terms, your use of the Services, and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction of incorporation of Galaxy Byte Lab SRL, subject to any mandatory provisions of law that may apply in your country of residence. You agree that any legal action, claim, or proceeding relating to these Terms or the Services shall be brought before the competent courts of that jurisdiction, without prejudice to any rights you may have to bring a claim in your local courts under mandatory consumer protection laws. The choice of governing law does not affect your rights under such mandatory laws, but it does determine how these Terms will be interpreted and enforced in general.

In the event that any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, such provision shall be interpreted in a manner consistent with the law to reflect, as closely as possible, the original intent of the parties. If this is not possible, the invalid or unenforceable provision shall be deemed severed from the Terms, and the remaining provisions shall continue in full force and effect. No failure or delay by Winum in exercising any right or remedy provided under these Terms or by law shall constitute a waiver of that or any other right or remedy. Headings and section titles are provided for convenience only and shall not affect the interpretation of these Terms.

Final Provisions

These Terms constitute the entire agreement between you and Winum regarding your use of the Services and supersede all prior understandings, representations, or agreements, whether written or oral, relating to the same subject matter. We reserve the right to modify, update, or replace these Terms at any time, with such changes taking effect when published on the website or when otherwise communicated to you. Continued use of the Services after changes are posted will be deemed acceptance of the updated Terms. You should therefore review this page regularly to remain informed about the current terms governing your use of Winum.

Nothing in these Terms shall create any partnership, joint venture, employment, or agency relationship between you and Winum; you are using the Services in a personal capacity only. You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent, whereas we may assign or transfer our rights and obligations to another entity where necessary for business or regulatory reasons, provided that this does not materially disadvantage you. All notices and communications from Winum to you may be made via email, on-site notifications, or other contact details you have provided during registration. By maintaining an active account and continuing to use the Services, you acknowledge and confirm that you have read, understood, and agree to all provisions of these Terms and that you will use the Winum platform in a lawful, responsible, and fair manner at all times.